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Posts tagged “Tuition fees”

The High Cost of Education

Studying to be a dentist like any other university subject comes at a heavy price these days. In the UK there is a continual argument about the funding of higher education and how much contribution a student should make.

As dentists and medical students tend to spend longer at university than other degrees, such as physics or economics, the cost of this can be very high. Excluding the costs of living away from home if an 18 year chooses to do this, studying for a dental degree is likely to cost in the region of £45,000 in tuition fees alone and possibly even more over the coming years.

Unfortunately, this view that it is OK to go into debt while studying for a degree is not confined to British students. Canadian students are also feeling the same sort of pressure. For instance, one student told reporters, that to date the cost of studying for a dental degree is about Canadian $40,000. He expects his debt to reach more than $200,000 by the time he’s qualified. That’s about £130,000.

Student loans in Canada don’t cover the true cost of studying. This means he is going to have to look for some extra form of credit to meet his needs. He said: “I’d have to get a line of credit, but I’m not really sure, though. That’s part of what I’d like to find out.”

He added: “It’s not so much that I’m worried about this year, because my current loan will have me covered, but how am I going to take care of myself in future years?”

Being a student these days requires you to develop a much more savvy way of working financially. While in North America this has been normal for students for decades, in the UK it is something that is relatively new. One Canadian financial planner believes that this particular student appears to have his financial head screwed on the right way. He said: “It doesn’t look like he lives a crazy lifestyle and has done a good job on his spending,” Lussier says. “He’s on a budget, and a lot of students don’t even have a budget at all.”

Unfortunately though, many if not most students are not financially savvy. This has to be a cause for concern. What’s more, with austerity cuts about to bite in Britain, future students dental or otherwise may require more help to cope.

Dental Students in Texas Face Tuition Fee Hike

A hike in tuition fees for medical students at the University of Texas is a staggering 16 percent. This increase will bump the fees by about $1,000 to $2,000 a year affecting medical students at the university’s Health Science Centre.

Although a substantial increase, dental students, who already pay more in fees than medical students, are looking at a $1,500 increase, making their tuition $19.571 at the school in Houston and $22,575 at the school in San Antonio.

As it stands, the university’s medical tuition is amongst the lowest in the state, but this proposed increase will close the gap. According to university officials, the fee hike is unavoidable, as it will help the campus remain competitive. In fact, according to officials, the tuition increase would help mitigate anticipated losses in state money.

The University of Texas’s Executive Vice Chancellor, Kenneth Shine, said that even with this increase, the university’s fees are still much lower than other universities in the country, including Ohio State University and the University of California at Los Angeles.

‘This increase still leaves us well below the average for national medical schools,’ Shine said.

Fees Review Fears for Dentists

The recent recommendation by Lord Browne that university tuition fees should be increased could end up having severe implications for the medical professions and, consequently, patients. A recent review of university funding has suggested that a further increase in the tuition fees currently paid at English and Welsh universities is the most efficient way to make up the funding shortfall that most institutions are likely to face in the near future. Scottish universities currently don’t charge tuition fees to students from north of the border, but there too, higher education facilities have been calling for changes to improve funding.

Planned budget cuts by David Cameron and the new coalition government mean that universities will have to make up the difference themselves and tuition fees are the most likely source of extra revenue. Figures of around £7,000 per year are currently being mentioned, which could leave doctors and dentists with huge debts when they leave university. Dental and medical students have to remain at university for years longer than the average student and could end up leaving and starting their working life with total debts of up to £100,000. If the student struggles to find a job after graduating, then the situation only becomes worse as they are charged interest on their existing debt.

Those within the medical profession are concerned that the debts involved in studying to be a doctor or a dentist will out off many talented students from poorer backgrounds who will not be able to afford the tuition fees in the first place or are concerned about starting out saddled with so much debt. The implications for patients are serious as there could end up being a shortage of doctors and dentists further into the future or less intelligent students may be accepted onto medical and dentistry degree courses because they can afford to pay rather than because they have the right qualifications.

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